by The Gale Team | Oct 5, 2026 | Uncategorized
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer In Arizona, a lender does not universally need a letter from your CPA. A request usually appears because an underwriter needs a specific fact about your self-employment, business...
by The Gale Team | Oct 4, 2026 | Uncategorized
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Does an Arizona Lender Always Need a P&L?Your lender may need a current profit-and-loss statement, but it is not a universal requirement for every Arizona mortgage. Fannie Mae, FHA, and other...
by The Gale Team | Oct 3, 2026 | Uncategorized
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer In Arizona, mixed business and personal accounts may still be reviewable for a mortgage, but there is no universal rule saying they qualify. The records must let a reviewer identify...
by The Gale Team | Oct 2, 2026 | Uncategorized
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer For an Arizona borrower, overdrafts can affect a bank-statement mortgage review, but they do not create a universal automatic denial. Consumer Financial Protection Bureau guidance...
by The Gale Team | Oct 1, 2026 | Uncategorized
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answerFor an Arizona mortgage, a large deposit can create a documentation request, but it is not automatically a mortgage denial. Fannie Mae and other programs may require evidence of the...
