by The Gale Team | Aug 31, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Arizona Mortgage Guidance | Call (480) 626-2282 Quick answer Yes, business-account funds may be an acceptable source for an Arizona down payment, closing costs, or reserves when the selected program permits them and...
by The Gale Team | Aug 30, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Arizona Mortgage Guidance | Call (480) 626-2282 Quick answer Yes, bonus, commission, and overtime income may count for a mortgage when the selected program allows it and the lender can document a stable history,...
by The Gale Team | Aug 29, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Scottsdale, Arizona | Call (480) 626-2282 Quick answer Yes, financing may still be possible, but the answer depends on why the Scottsdale condo project does not meet a standard agency review. Fannie Mae and Freddie Mac...
by The Gale Team | Aug 28, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer Yes, eligible verified assets may help support a Scottsdale mortgage even when recurring employment income is not the primary qualifying source. Fannie Mae and Freddie Mac publish...
by The Gale Team | Aug 27, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer Yes, a 1099 contractor may qualify for an Arizona mortgage when the applicable program permits the income and the lender can document a stable, supportable amount that is reasonably...
by The Gale Team | Aug 24, 2026 | Mortgage Insights
The Gale Team at NOVA Home Loans | NMLS #193428 | Call (480) 626-2282 Quick answer Some self-employed borrowers may have an Arizona mortgage path that evaluates verified bank-statement cash flow rather than relying only on taxable income from a standard agency...
